Our team was hand-picked for their expertise in residential development financing and their commitment to delivering great products and service to the borrowing public.

Management Team

30+ people

Management Team


Scott Cameron

Scott Cameron   LinkedIn

Chairman and CEO

Bus: (416) 591-8787 Ext. 201
Cell: (416) 895-4176

email Scott

Scott is Chairman and CEO and founder of Cameron Stephens Mortgage Capital Ltd., a leader in commercial and construction financing. Prior to starting the company in 2004, he was a founding partner in MCAP, one of Canada’s leading mortgage banking firms. Under his leadership, MCAP’s assets under management grew from $50 million to $12 billion. A well-known industry speaker and former director of MTC Mortgage Investment Corporation, BILD and Tarion Warranty Corporation, Scott holds a BA from the University of Toronto, an MBA from the Richard Ivey School of Business at the University of Western Ontario, and his ICD.D from the Rotman School of Business at the University of Toronto.

Scott Cameron

Steve Camp   LinkedIn

Senior Vice President

Bus: (416) 591-8787 Ext. 202
Cell: (416) 347-6747

email Steve

Steve is responsible for originating Cameron Stephens’ construction portfolios. He has more than 20 years of experience in the real estate financing industry, working for such recognized Canadian firms as TD Bank, First City Trust, and MCAP. Steve holds a BA in Urban Planning from the University of Waterloo and an MBA from the Schulich School of Business at York University. His ability to balance our borrowers’ need for quick turnarounds and our investors’ need for risk-adjusted returns has contributed greatly to the firm’s success.

Scott Cameron

Diana Ratcliffe   LinkedIn

Financial Controller

Bus: (416) 591-8787 Ext. 204
Cell: (416) 550-5226

email Diana

Diana has been with Cameron Stephens for over 6 years, accountable for finance, accounting, controls, and reporting. This has been a period of tremendous growth in term of assets under administration, investor base, number of employees, expansion into Alberta and BC and the incorporation of a MIC. Prior to arriving at Cameron Stephens, Diana was Controller at Corpfinance International Limited, a boutique firm specializing in debt and equity lending and auto-lease securitization. In addition, Diana brings over 20 years of mortgage-related experience in administration, servicing, product development, accounting and securitization with Manulife and Bank of Montreal. Diana is a Chartered Professional Accountant and a Certified General Accountant.

Scott Cameron

Giuliana Mauro   LinkedIn

Vice President, Loan Funding and Administration

Bus: (416) 591-8787 Ext. 205
Cell: (416) 200-8619

email Giuliana

Giuliana brings over 25 years in the industry to her position with Cameron Stephens, most recently as manager of the funding group for MCAP. Giuiliana ensures that all mortgage investments meet stipulated security and funding requirements, and she works closely with cost consultants, appraisers, project managers and the trades to satisfy the equity payout conditions of every deal.

Scott Cameron

Steve Cameron   LinkedIn

Vice President

Bus: (416) 591-8787 Ext. 208
Cell: (416) 400-3539

email Steve

Steve joined Cameron Stephens in 2011, working in a number of roles before assuming his current management position specializing in structuring low-rise, high-rise, green-field and infill residential debt solutions for his builders and developers. Steve also heads up the company’s marketing and advertising division, as well as originating and strategizing the underwriting process when evaluating new deals. By forging strong client relationships and building and leveraging his in-depth understanding of real estate development, Steve provides creative leadership for the company and the property development community. Prior to his employment at CSMC, Steve worked at Home Trust in the single-family-dwelling business, and previously as Senior Sales Representative at Xerox Canada. Steve has a Bachelor of Commerce degree from the University of Guelph. He is also the president and co-founder of The Friends For Life Foundation, a local Toronto-based not-for-profit organization that raises money and awareness for the Oncology Unit at the SickKids Hospital and Cystic Fibrosis Canada.

Scott Cameron

Katie Bonar   LinkedIn

Assistant Vice President, Underwriting and Investment Management

Bus: (416) 591-8787 Ext. 212
Cell: (416) 899-9701

email Katie

Katie Bonar is the Assistant Vice President, Underwriting and Investment Management Group at Cameron Stephens and joined the company in 2012. She plays an important role in CSMC’s internal credit adjudication process, and her previous underwriting experience within the company allows her to take a “hands-on” managerial approach. Katie has a Bachelor of Business Administration (BBA) from the Schulich School of Business at York University. She also has her Chartered Financial Analyst (CFA) designation.

Scott Cameron

Tim Ryder   LinkedIn

Assistant Vice President, Underwriting and Investment Management

Bus: (416) 591-8787 Ext. 222
Cell: (416) 553-0653

email Tim

Tim joined Cameron Stephens in 2014 and has over 10 years’ of investment related experience. He plays a senior role in the credit underwriting and adjudication process and is responsible for the comprehensive review and assessment of all investment opportunities to ensure conformance with company and investor requirements. Tim holds a Bachelor of Commerce Degree from the University of Guelph, majoring in Management Economics in Industry and Finance.

Loan Originators


Scott Cameron

Steve Camp   LinkedIn

Senior Vice President

Bus: (416) 591-8787 Ext. 202
Cell: (416) 347-6747

email Steve

Steve is responsible for originating Cameron Stephens’ construction portfolios. He has more than 20 years of experience in the real estate financing industry, working for such recognized Canadian firms as TD Bank, First City Trust, and MCAP. Steve holds a BA in Urban Planning from the University of Waterloo and an MBA from the Schulich School of Business at York University. His ability to balance our borrowers’ need for quick turnarounds and our investors’ need for risk-adjusted returns has contributed greatly to the firm’s success.

Scott Cameron

Steve Cameron   LinkedIn

Vice President

Bus: (416) 591-8787 Ext. 208
Cell: (416) 400-3539

email Steve

Steve joined Cameron Stephens in 2011, working in a number of roles before assuming his current management position specializing in structuring low-rise, high-rise, green-field and infill residential debt solutions for his builders and developers. Steve also heads up the company’s marketing and advertising division, as well as originating and strategizing the underwriting process when evaluating new deals. By forging strong client relationships and building and leveraging his in-depth understanding of real estate development, Steve provides creative leadership for the company and the property development community. Prior to his employment at CSMC, Steve worked at Home Trust in the single-family-dwelling business, and previously as Senior Sales Representative at Xerox Canada. Steve has a Bachelor of Commerce degree from the University of Guelph. He is also the president and co-founder of The Friends For Life Foundation, a local Toronto-based not-for-profit organization that raises money and awareness for the Oncology Unit at the SickKids Hospital and Cystic Fibrosis Canada.

Scott Cameron

Conor Soye   LinkedIn

Business Development Manager

Bus: (416) 591-8787 Ext. 217
Cell: (416) 888-0508

email Conor

Conor joined Cameron Stephens Mortgage Capital Ltd. in July 2012 after completing a Bachelor of Commerce degree, majoring in Real Estate and Housing at the University of Guelph. With a strong understanding of loan structuring and technical underwriting, Conor worked his way up from Analyst to Business Development Manager, where he has underwritten over $450 million in comprehensive mortgage transactions. His knowledge of the transactional side of the business together with his account management experience lends itself to his understanding of the needs and businesses of our clients and potential clients.

Scott Cameron

Alex Tye   LinkedIn

Vice President Lending – Western Canada

Bus: (403) 455-4854
Cell: (403) 703-5093

email Alex

Alex is responsible for the origination of mortgage financing for Cameron Stephens in Alberta and BC. Alex has over 30 years of experience in the development, management and financing of real estate. His financing experience includes 15 years of private lending with CareVest Capital and 8 years of institutional lending with the Bank of Montreal and First City Trust. Combined with experience working for a developer and an asset management company, this background has given him a broad understanding of the complexities of the commercial real estate industry. Alex holds a Bachelor of Commerce from the University of Manitoba and a Master of Business Administration from the Richard Ivey School of Business at the University of Western Ontario.

Scott Cameron

Kevin Marthinsen  

Business Development Manager

Bus: (416) 591-8787 Ext. 223
Cell: (647) 287-3311

email Kevin

Kevin joined Cameron Stephens in 2013 as an Analyst, responsible for assisting the production team in underwriting new loan transactions. By 2015, Kevin was responsible for underwriting new loan transactions originated by senior management. In early 2017, Kevin assumed his current role as a Business Development Manager, where he is now responsible for sourcing and structuring new loan opportunities. Since 2015, Kevin has underwritten over $200 million in loans for some of Ontario’s top builders and developers. Kevin holds a Bachelor of Commerce degree with a specialization in International Business from Humber College.